Week two of the NFL playoffs is here. Here's how the pool works. Home teams are in caps. There are two types of picks you need to make to participate. First, select the four teams you think will cover the spread in the four weekend games. For instance, in the Seahawks-Redskins game, Seattle is favored by nine. That means nine is the "spread," sometimes called the "line." If you pick Seattle, you win if Seattle wins by more than nine. If they win by eight, you lose. If it's nine, it's a push. If you pick the Redskins, you win if the Redskins do better than lose by nine points. Thus, underdog picks can still cover without winning the game outright and favorite picks can still lose against the spread but win the game outright.

The second type of pick you need to make is the "over-under" or "total" pick. Oddsmakers determine a number that both teams might combine to score near. In the Colts-Steelers contest, that number is 47.5. If you think the Colts and Steelers will combine for more than 47.5 points, then pick "over." If you think the Colts and Steelers will combine for less than 47.5 points, then pick "under." That's how the over-under works.

The spreads and the over-unders are set and non-negotiable, which means that you don't get to make up your own spreads and totals. You get to choose a team in each contest, and pick whether the game will go "over" or "under" the "total" that has been determined by the oddsmakers. It's pretty easy. Pick four teams and pick "over" or "under" for those four games. I hope that clears things up and makes the pool less intimidating for newcomers. Here are my picks:

SEAHAWKS -9 over Redskins. Under 41.
Patriots +3.5 over BRONCOS. Over 43.5.
COLTS -9.5 over Steelers. Under 47.5.
Panthers +3 over BEARS. Over 30.5.

Make your selections in the comments section below. Good luck.

Washington over
Denver under
Indianapolis over
Chicago over

Saehawks, under
Broncos, under
Colts, under
Panthers, under

Redskins. Under 41.
BRONCOS. Over 43.5.
Steelers. Over 47.5.
Panthers. Under 30.5.

Skins under
Pats over
Steel over
Cats under

Skins, under
Pats, over
Colts, over
Panthers, over

redskins. under
patriots. over
steelers. over
panthers. under

SEAHAWKS -9 Over 41
Patriots +3.5 Under 43.5
Steelers +9.5 Under 47.5
BEARS -3 Over 30.5

Seahawks Over
Patriots Over
Steelers Under
Panthers Over

seahawks over
pats under
steeler under
panthers over

Seahawks Over
Patriots Under
Steelers Under
Bears Under

Washington under
Denver under
Indianapolis over
Carolina over

Wash under
Pats over
Colts over
Caro under

Washington over( back door cover)
broncos over (pats will win but not cover)
Steelers over( back door cover by pitt)
panthers over (panthers will win outright)

how can the pats win but not cover gettin points? come on gro, your suppost to be a champion of this site act like it.

My mistake. That was my rough draft and I posted it by mistake.